Commercial Insurance Services Pandemic Response Information

We recognize the urgency of the current business environment as it relates to your coverage. We are in constant communication with insurance providers and have included some helpful links to some of those providers here. And while we will not speculate on how coverage may or may not be applied (as we have no authority to determine coverage in a loss situation), we are here to serve our valued clients so please notify us if you have specific questions/concerns or if you encounter situations that you wish to discuss.

AZ COVID-19 Response Page
CA COVID-19 Response Page
NV COVID-19 Response Page

Pandemic Resources to Protect Businesses


Re-Opening for Business

Path to Re-opening Your Business

Return to Work Considerations

Info on business income loss from International Risk Management Institute, Inc.

Here are the Insurance Provider COVID-19 Resource Links


Managing Risk of Reduced Occupancy and Premises Shutdown.
Coming out of Shutdown – Start-up Fundamentals and Safety Tips.


WORKERS’ COMPENSATION INFORMATION:

National Council on Compensation Insurance (NCCI) - Frequently Asked Questions
State Fund Supports California During COVID-19 Crisis
California Cost Evaluation of Conclusive COVID-19 Presumption
California WCIRB proposes Special Regulatory Filing to California Insurance Commissioner 4/20/2020
California Dept of Insurance Hearing Date set for May 18, 2020 – Review of Special Regulatory Filing
California WCIRB (Workers Compensation Insurance Rating Bureau) COVID-19 Resources
CA Executive Order N-62-20 Work-Related Injury for COVID-19 Update


CYBER RISK

Secure Your Home Office: 5 Free Easy Steps

Archive

For older pandemic response information, please visit our Commercial Insurance Services Pandemic Response Information Archive

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Please be advised that any and all information, comments, analysis, and/or recommendations set forth above relative to the possible impact of COVID-19 on potential insurance coverage or other policy implications are intended solely for informational purposes and should not be relied upon as legal advice. LP Insurance provides this information as “insurance/risk management advisors” only, not as legal counsel. We have no authority to make coverage decisions as that ability rests solely with the issuing carrier. Questions about the legal aspects of an insurance policy or contract should be referred to your legal counsel to determine the applicability of this information to your business operation. Therefore, all claims should be submitted to the carrier for evaluation. The positions expressed herein are opinions only and are not to be construed as any form of guarantee or warranty. Finally, given the extremely dynamic and rapidly evolving COVID-19 situation, comments above do not take into account any applicable pending or future legislation introduced with the intent to override, alter or amend current policy language.